Going to school is the best speculation you can make in your future. During your lifetime, as a college graduate, you will make over ,000,000 more than your friends who only received a high school diploma. But, the cost of a college education, even at a state college, can be very expensive. It is not unusual for a pupil to come out of a four-year university with over ,000 in pupil loans, and often much more. If you are considering going to school, your first step should be to apply for a federal pupil loan.
Of course, before you apply for a federal pupil loan or any other kind of loan, you should exhaust your family's college fund, and any scholarships you can perhaps get. Then, of course, you should apply for grants, many of which are provided by the government, which do not have to be paid off. Then, however, you should start to look at loans.
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